Fund the
equipment
that drives
your business
AAC EQUIPMENT FUNDING 2022, LLC provides flexible equipment financing and leasing solutions for businesses in South Carolina and across the United States.
Who we are
Equipment finance
built for business
AAC EQUIPMENT FUNDING 2022, LLC is a South Carolina-based limited liability company specialising in equipment financing and leasing for businesses of all sizes. We provide access to the capital needed to acquire, upgrade, or expand the equipment that keeps operations running.
Whether you operate in construction, manufacturing, transportation, agriculture, healthcare, or any other sector requiring capital equipment, we structure financing solutions tailored to your business's cash flow, credit profile, and operational needs.
We work directly with business owners, bypassing the complexity and delays of traditional banking. Our process is straightforward: fast credit decisions, transparent terms, and financing structures that genuinely support — rather than strain — your business finances.
Based on Industrial Lane, Bennettsville, SC, we serve clients throughout South Carolina and across the wider United States, handling financing applications remotely where needed.
What we finance
Equipment categories
We finance a broad range of commercial and industrial equipment across multiple sectors — new and used, from established manufacturers and private sellers alike.
Heavy Construction Equipment
Excavators, bulldozers, loaders, cranes, compactors, and related heavy machinery for construction and earthmoving operations.
Commercial Vehicles & Fleets
Semi-trucks, trailers, delivery vehicles, vans, and fleet expansion — structured financing for single units or full fleet acquisitions.
Manufacturing & Industrial
CNC machines, presses, lathes, conveyor systems, and production line equipment for manufacturing and processing businesses.
Agricultural Equipment
Tractors, harvesters, irrigation systems, and other agricultural machinery for farming operations and agribusiness.
Medical & Healthcare Equipment
Diagnostic imaging systems, surgical equipment, dental chairs, and other medical devices for healthcare providers and clinics.
Technology & Office Systems
Servers, telecommunications infrastructure, printing systems, and other technology equipment for businesses of all types.
How we fund it
Financing structures
We offer multiple financing structures to match your business model, cash flow position, and equipment acquisition goals — from simple term loans to full operating leases.
-
Equipment Term Loans
Fixed-term loans for outright equipment purchase — spreading the cost over 12 to 84 months with predictable monthly payments and full ownership at term end.
Loan -
Operating Leases
Use the equipment without ownership — lower monthly payments, off-balance-sheet treatment, and the option to upgrade at lease end. Ideal for technology and fast-depreciating assets.
Lease -
Finance (Capital) Leases
A lease structure that functions like a loan — you use the equipment and own it at the end of the term, typically for a nominal buyout price.
Lease -
Sale-Leaseback
Unlock capital from equipment you already own — sell it to us and lease it back, releasing liquidity while retaining full operational use of the asset.
Structured -
Startup & New Business Financing
Equipment financing options for newer businesses — including startups with limited credit history, evaluated on business plan strength and equipment value.
Startup
How it works
From enquiry to funded
Our process is designed to move fast. Most equipment financing applications receive a credit decision within 24 to 48 hours — far quicker than a traditional bank.
Submit Your Application
Contact us with the equipment you need to finance — type, value, vendor, and your business details. No lengthy forms to start.
Credit Review
We assess your application based on business credit profile, time in business, equipment value, and cash flow — typically within 24–48 hours.
Proposal & Terms
We present a clear financing proposal — rate, term, monthly payment, and structure options. No obligation at this stage.
Documentation
Once you accept, we collect the required documentation. Our team manages the process and keeps you informed at every step.
Funding & Delivery
Funds are released to the vendor or directly to you, and you take delivery of your equipment. Your financing schedule begins as agreed.
Client reviews
What businesses say
We needed two excavators fast for a contract that came in ahead of schedule. AAC had the financing approved in under 48 hours and we took delivery within a week. The terms were competitive and the process was completely painless.
Our bank had been sitting on our application for six weeks with no answer. AAC gave us a decision in two days. The sale-leaseback on our existing CNC machines freed up exactly the cash we needed to take on a new client order.
As a relatively new trucking company, traditional lenders wouldn't look at us. AAC structured a lease for three refrigerated trailers that worked within our budget. Two years in and we've financed five more units through them.
FAQ
Common questions
Answers to the questions we hear most often. Have something else on your mind? Contact us directly — we're happy to talk through your specific situation.
Get in touch
Let's talk equipment
Tell us what equipment you need to finance and we'll get back to you with options. There's no obligation and no cost to apply. We work with businesses of all sizes across South Carolina and the US.
Bennettsville, SC 29512-2235
